PA insurance

  • Our products are designed specifically for the Armed Forces Family
  • We operate under the time honoured military values; service, loyalty, integrity and trust
  • Over 16 years experience in the military insurance industry
  • Quality protection for great value
  • We will never sell you anything you don't need
  • No hidden charges
  • Simple, straight forward process to buy online, over the phone or face to face
  • Experienced team offering you support on base across the UK, Germany and Cyprus

Exclusive 10% discount available with discount code FMON17

Click to get quote

Who are we?
  • Specialist insurer for the Armed Forces Family, founded in 2000
  • A member of the Armed Forces Covenant - a promise to our nation that those who serve or have served, and their families, are treated fairly
  • Authorised and regulated by the Financial Conduct Authority (FCA) and a member of the Services Insurance and Investment Advisory Panel (SIIAP)


How can we help you?
  • Our team of trained advisors can help you work out what cover you need
  • We offer a wide range of insurance products that are all designed especially for military personnel
  • We can tailor your cover around your specific circumstances
  • Staff located on base to provide support for you and your family



Our mission statement
  • To build long term relationships with the military community established by the provision of outstanding products that are based on price, service, understanding and integrity


Our Personal Accident Insurance

What's covered?
  • Full cover on and off duty
  • Total and partial disablement
  • Loss of limbs, toes and fingers
  • Loss of eyesight, speech and hearing
  • Fractures of vertebrae, pelvis, legs and arms
  • Cover for flesh wounds and facial scarring
  • Hospitalisation and rehabilitation benefit
  • All sports and activities included
What's not covered?
  • Intentional self injury
  • An insured person's criminal acts
  • An injured person engaging in any sport on a professional basis
  • An insured person while under the influence or affected by alcohol or drugs


Is there a policy excess?
  • There is no standard excess on our personal accident policy


What does it cost?
  • Personal accident cover from £8.49* per month
  • No charges for changes to your policy
  • No charges for new policy documentation
  • No charges for cancellation of your policy
  • All occupations covered at the same cost


*Based on a basic level of cover for a customer based in the UK, quote is subject to eligibility criteria.